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Bullish Case: AI-driven lending innovations position UPST for rebound; recent volatility and current implied volatility spikes hint at market anticipation of positive price movement.


Bearish Case: Persistent lower volumes, heavy reliance on bank partnerships, and macroeconomic headwinds keep pressure on UPST; high implied volatility reflects market uncertainty.


Potential Outcomes:

1. 30% - Strategic partnerships drive bullish sentiment, UPST price rises.

2. 50% - Ongoing market challenges persist, UPST stagnates or dips.

3. 20% - Unexpected positive catalyst sparks rapid growth.


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April 12, 2024


Upstart Forecast

UPST        Upstart
Price Forecast: BULLISH    Price Action: MEAN REVERTING (?)











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