AFRM Forecast



Bearish<—>Bullish



80% Confidence




Bullish Case: AFRM's strategic partnerships, particularly with major retailers, drive market penetration and user growth. Elevated consumer adoption reinforces revenue potential and bullish sentiment.




Bearish Case: High implied volatility signals market uncertainty, with potential regulatory challenges and rising interest rates threatening margins. The BNPL sector faces ongoing scrutiny, impacting growth.




Potential Outcomes: Expansion into new financial products (55%). Interest rate pressure (80%). Regulatory changes impact (30%). Partnerships boost growth (60%). Competitive challenges (25%).




Trading Oracle: Employ a bullish debit spread by buying $65 calls and selling $67.50 calls expiring March 2025. Capitalize on bullish sentiment and elevated IV, with high reward:risk ratio. Expected high probability-of-profit, targeting short-term gains.



February 02, 2025


Affirm Forecast

AFRM        Affirm











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