UPST Forecast



Bearish<—>Bullish



80% Confidence




Bullish Case: Upstart's AI-driven model continues to disrupt lending, with sustained growth and numerous strategic partnerships. Increased call volume suggests positive sentiment.




Bearish Case: High implied volatility reflects uncertainty, with persistent macroeconomic pressures and competition hindering growth. Stock volatility concerns remain significant.




Potential Outcomes: 40% chance of growth from AI innovation; 35% chance of decline due to economic pressures; 25% chance of fluctuating performance amid market uncertainties.




Trading Oracle: Trade bullish debit spreads for March 2025. Focus on high implied volatility and recent positive momentum. Consider the 70/75 call spread to benefit from potential upside and volatility reduction. Monitor economic news closely for adjustments.



January 31, 2025


Upstart Forecast

UPST        Upstart











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FLNC Forecast + Options Trading Strategies   FLNC  Fluence Energy (-0.0)


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Anticorrelated Assets

Assets that tend to move strongly against UPST



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DVN Forecast + Options Trading Strategies   DVN  Devon Energy (-0.87)


SPXS Forecast + Options Trading Strategies   SPXS  Direxion Daily S&P 500 Bear 3X Shares (-0.91)









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